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Mufhiwa business activities declared illegal
Mufhiwa business activities declared illegal

Mufhiwa business activities declared illegal

Mufhiwa does not generate income through the sale of a product or any service to its members.
Phillepus Uusiku
STAFF REPORTER

The Bank of Namibia (BoN) has concluded the investigation into the business activities of Mufhiwa Building Projects and found it to be illegal.

Mufihiwa activities contravene the provisions of section 55A of the Banking Institutions Act, 1998 (Act No. 2 of 1998), as amended, following engagements with the directors and duly authorised representatives of the entity, said Bank of Namibia’s deputy director for corporate communications, Kazembire Zemburuka.

Last year, the Bank issued a public statement in which it stated the business activities of Mufhiwa Building Projects constitute and resemble a pyramid scheme and directed promoters and participants to stop their operations in Namibia.

In the same statement, the Bank appealed to directors or duly authorised representatives to contact the Bank within a prescribed period from the date of issuance of the statement, in order for the Bank to consider the matter in terms of the provisions of the Act.

Accordingly, directors and duly authorised representatives contacted the Bank, and presented the business model of Mufhiwa Building Projects. Subsequently, the Bank made an assessment in accordance with the provisions of the Act, he said.

Why illegal?

The assessment has revealed that the business activities of Mufhiwa Building Projects constitute a pyramid scheme and contravene section as members and participants in Mufhiwa Building Projects are encouraged to recruit new members, upon a payment of a joining fee of N$200, with the promise that such members receive payments to have their home loans settled, or to purchase new houses, or to renovate their existing houses.

Mufhiwa Building Projects does not generate income through the sale of a product or any service to its members.

“The joining fee of N$200 is used to pay existing members and the directors or owners of the scheme. Therefore, as soon as the recruitment of new members stops all the members and participants in the scheme will not receive any payment and will lose their joining fee,” he said.

Thus, Mufhiwa Building Projects has been instructed to cease business operations in Namibia immediately and members of the public are instructed to stop participation in this scheme with immediate effect.

He urges the public to make the necessary enquiries from the Bank, about businesses with similar business activities before participating in such business activities. The Bank remains committed to protecting consumers from fraudulent pyramid schemes as mandated by law.

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Republikein 2024-11-24

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