Providing dignity and comfort during life's most difficult moments

Losing a loved one is extremely painful, and at a time like this, the last thing one should have to worry about is the expense of funeral costs. Family Cover ensures that families can mourn with dignity, having the resources to bury their loved ones decently and respectfully.



Group Assurance Family Cover is a benefit which provides a lump sum payment for funeral expenses and other expenses incurred, as a result of the death of an insured principal member or his/her immediate family members. The cover is not only limited to the principal member; as it covers the principal members immediate family unit and can also be extended to cover his/her parents, and parents-in-law. This benefit exploits economies of scale, which allows the cover to be provided at a cheaper rate than on an individual policy basis. It can be provided as part of the employer's pension scheme or as a standalone employer benefit.



Employers who include Family Cover in their benefits package have a profound impact on their staff during times of personal bereavement. It demonstrates a level of care for their employees that extends beyond the workplace. The Family Cover benefit also serves as a competitive advantage in attracting top talent, as staff increasingly look for comprehensive support from their employer.



The benefit includes:



Funeral cover for employees and their families shows care and offers peace of mind, knowing loved ones will be supported during times of loss.



A lump-sum payment

An option for this cover to continue should the principal member become disabled.

By providing this low-cost Group Family Cover, the employers show that they care for their employees' well-being, thereby enhancing loyalty and morale at work.



Family Cover offers invaluable peace of mind for the staff in knowing that their families will be provided for during difficult circumstances.



The advantages are:



Quick payment of claims enables families to make arrangements without the burden of financial worry.

No medical underwriting is needed, making it inclusive and accessible to all employees.

There are no limits on the number of claims for children in a year.



Family Cover is more than just a financial product; it's an expression of care and compassion. Not only will it enhance employee satisfaction and retention, but it also provides employees with a safety net at one of life's most vulnerable moments. The inclusion of Family Cover in benefit packages allows employers or pension funds to offer their employees/members the power to cope with loss in a dignified manner, such that no family will need to endure the double tragedy of grief and the burden of financial uncertainty.